Health Savings Account NOW Checking

This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

Interest Rates and Annual Percentage Yields are current as of Monday, June 17, 2019.
For current rate information call (603) 352-1822.

Rate Information: This Account is an interest bearing account. If the balance is more than $2,499.99 but less than $100.00 the interest rate paid on the entire balance in the account will be 0.05% with an annual percentage yield of 0.05%. If the balance is more than $99.99 the interest rate paid on the entire balance in the account will be 0.05% with an annual percentage yield of 0.05%.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.

Limitations: Any deposits to this account will be applied to the current calendar year unless eligible AND specified on a Contribution Form as a Prior Year contribution.

Account Fees: If your NOW Account is dormant (you have no deposits or withdrawals) for more than 1 year and the balance is below $2,500.00, a monthly dormant account fee of $2.00 will be assessed.

Zero Balance: We may close your account if you maintain a zero ($0.00) balance for 365 consecutive days or you give us verbal or written permission.

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Account Information and Disclosures

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Funds Availability Disclosure

Electronic Funds Transfers: Your Rights and Responsibilities

Substitute Check Policy

Fee Schedule

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