Free, Local and Convenient Checking
Get a Truly Free Checking account and $100
When you open an account and setup direct deposit*
Convenient Free Checking Account
Truly Free Checking
No monthly fees, no minimum balance, and no hidden fees.
Convenience
Award-winning customer service, Mobile Banking at your fingertips, 7 local branches.
Manage Your Money
Mobile banking and mobile deposit plus free online tools to manage all your finances.
*There is no minimum balance requirement to open the account. Use the code provided on the mailer or present mailer to open your Truly Free Checking account and have an aggregate direct deposit of $1,000 or more from your payroll or government check within the first 60 days. Once your account has met the $1,000 direct deposit requirement, your $100 Local Perks Bonus will be deposited to your account within 60 days. One (1) $100 Local Perks Bonus per customer. This offer is for the recipient of the postcard only.
This is an interest-bearing, variable rate account and the rate may change after the account is open. As of April 10, 2023 the Annual Percentage Yield (APY) is 0.03%. The minimum balance to earn the APY is $100.00. Fees may reduce earnings.
**U.S. checking and savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Convenience that cares about you
Seven convenient locations that are ready to serve you
Local people that answer the phone when you need them
Mobile and online banking at your fingertips
Technology at Your Fingertips
Use your phone, tablet or computer to pay bills
Send and recieve money instantly with Zelle®**
Mobile and online banking tools to manage your money
FAQ
Questions & Answers
You can open an account online right now. Or book an appointment or just drop into one of our convenient locations.
Yes, your account comes with a free Debit Mastercard. We can even issue one to you instantly if you need it right away.
You have options! Use our mobile app, online banking or give our friendly staff a call.
Nope, no minimum balance to keep your account free.
You need to be a legal resident of southwestern New Hampshire or southeastern Vermont, be at least 18 years old, have a Social Security number and a valid Government Issued ID.
Bank on Great Local Service
Need help opening your account?
Call Us
Call our friendly team at 877-925-7653
Don't Take Our Word For It
See what your friends and neighbors are saying!
SBW makes banking easy and their truly free checking is the best. There’s nothing else like it anywhere!
Pete Smith, Keene
SBW Customer since 2014
Have Any Other Questions? Contact Us Today.
Let's Get Started
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Disclosures
*There is no minimum balance requirement to open the account. Use the code provided on the mailer or present mailer to open your Truly Free Checking account and have an aggregate direct deposit of $1,000 or more from your payroll or government check within the first 60 days. Once your account has met the $1,000 direct deposit requirement, your $100 Local Perks Bonus will be deposited to your account within 60 days. One (1) $100 Local Perks Bonus per customer. This offer is for the recipient of the postcard only.
This is an interest-bearing, variable rate account and the rate may change after the account is open. As of April 10, 2023 the Annual Percentage Yield (APY) is 0.03%. The minimum balance to earn the APY is $100.00. Fees may reduce earnings.
**U.S. checking and savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.