Local Perks

Local Perks

Welcome to truly FREE checking

from your community’s local bank.

Good choice! There are so many benefits of banking local — including the best customer service in town. Take just a few minutes now to open your primary checking account with us (with direct deposit of your payroll or government check), and you’ll enjoy much more:

  • Totally FREE checking – no hidden fees, ever
  • No minimum balance requirement* 
  • Free instant issue debit card
  • Free internet banking
  • Free mobile banking and mobile deposit with the SBW mobile app
  • Free eStatements

*There is no minimum balance requirement to open the account, but in order to receive your $100 Local Perks bonus, an aggregate payroll or government check direct deposit of $500.00 or more is required within the first month of account opening. Once such aggregate deposits have been made, your $100 Local Perks bonus will be deposited to the account within 30 days. This offer is valid within 60 days of this mailing. This is an interest-bearing, variable rate account and the rate may change after the account is open. As of January 1, 2020, the Annual Percentage Yield is 0.05%.

To open your account online now and get your $100 Local Perks cash bonus, enter the Promo Code from the email or postcard we sent you…

Primary Account-holder Information: