This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.
Interest Rates and Annual Percentage Yields are current as of
Tuesday, October 15, 2019.
For current rate information call (603) 352-1822.
Rate Information: This Account is an interest bearing account. If the daily balance is more than $99.99 the interest rate paid on the entire balance in the account will be 0.20% with an annual percentage yield of 0.20%.
The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. If you close your account before interest is credited, you will receive the accrued interest only if it is $10.00 or more. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: There are no withdrawal limitations.
Account Fees: If, during any month, your average daily balance falls below $100.00, your account will be subject to a $2.00 account maintenance fee for that month. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
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