Photo by Jeffrey Newcomer. partridgebrookreflections.com

Personal Loans

We offer a full range of personal and consumer loans. We invite you to check out our low rates on new and used automobile loans, unsecured loans, savings secured loans, overdraft protection loans and more. It is easy to apply now.

We offer competitive interest rates on car and truck loans with low down payments.  If you need to build or reestablish credit, your Savings Bank of Walpole savings account or certificate of deposit can be used to secure a loan.


ready to apply? Here is a general checklist* of what you will need:

  • Completed application
  • 2 recent paystubs for each applicant
  • Recent tax returns for self-employed applicants
  • Purchase and Sales agreement (if applicable)

*Please note this list is not all-inclusive and additional information may be requested in order to complete your application.


Featured Consumer Loan Rates

as of 12/10/2016 at 1:55 AM

Home Improvement
Type Term Rate APR* Monthly Payment per $1,000 financed
View all rates and disclosures »
Unsecured
(Maximum loan $15,000)
60 months 8.29% 8.72% $20.42

APR (Annual Percentage Rate) is based on a $5,000 loan and includes a $50 processing fee.

New Automobile (First Time Titled)
Term Rate APR* Monthly Payment per $1,000 financed
View all rates and disclosures »
36 months 3.75% 4.42% $29.41
48 months 3.88% 4.39% $22.53
60 months 3.99% 4.40% $18.41

APR (Annual Percentage Rate) is based on a $5,000 loan and includes a $50 processing fee. Motorcycles 1% above listed vehicle rate based on age and term.

Used Automobile
Type Term Rate APR* Monthly Payment per $1,000 financed
View all rates and disclosures »
2014-2015 60 months 4.99% 5.40% $18.87
2013-2014 48 months 4.75% 5.26% $22.92
2010-2013 36 months 5.99% 6.67% $30.42
2010-2013 48 months 6.49% 7.01% $23.71
2009 & Older 36 months 8.99% 9.68% $31.80

Loan amount contingent on NADA vehicle value. APR (Annual Percentage Rate) is based on a $5,000 loan and includes a $50 processing fee. Motorcycles 1% above listed vehicle rate based on age and term.

Personal
Type Term Rate APR* Monthly Payment per $1,000 financed
View all rates and disclosures »
Secured - CD See retail banker for details
Secured - Savings See retail banker for details
Unsecured 12 months 9.99% 12.86% $87.91
Unsecured 24 months 9.99% 11.51% $46.14
Unsecured 36 months 9.99% 11.03% $32.26

Secured loan value up to 95% of available funds. APR (Annual Percentage Rate) is based on a $5,000 loan and includes a $50 processing fee.

Consumer Goods** & Equipment
Type Term Rate APR* Monthly Payment per $1,000 financed
View all rates and disclosures »
New 24 months 7.44% 8.44% $44.97
Used 24 months 8.44% 9.44% $45.43

**Consumer Goods include recreation vehicles such as ATV, boat, snowmobile and other vehicles not titled through Department of Motor Vehicles. APR (Annual Percentage Rate) is based on a $5,000 loan and includes a $50 processing fee.

*Annual Percentage Rate (APR) is subject to change without notice.

our consumer lending team:

Michelle Howard
MLO ID# 630957
Branch Manager & Officer
400 West Street & 84 Marlboro Street
Keene NH 03431
Contact Michelle

 

Katherine Hanks
MLO ID# 630959
Branch Manager & Officer
68 Ames Plaza & 11 Westminster Street
Walpole NH 03608
Contact Kathy