Photo by Jeffrey Newcomer.


Saving money shouldn't be complicated. That's why we offer three easy-to-use savings accounts—one of which is sure to fit your needs:

Regular Savings
Our basic savings account features tiered interest rates and a low minimum balance requirement to avoid service charges.

Easy Access Savings
Link your SBW savings account to a Debit MasterCard® and enjoy the convenience of making purchases anywhere MasterCard® is accepted.

Minor Savings
Designed for children 17 and younger, this account features no monthly service charges and no minimum balance requirements.

  Regular Savings Easy Access Savings Minor Savings
Service Charge $2 (if balance <$100) $2 (if balance <$100) None
Interest Rate Tiered/
Variable Tiered/
Debit Card No Yes No
Internet Banking Yes Yes Yes
Mobile Banking Yes Yes Yes
TellerPhone Access Yes Yes No


Featured Savings Rates

as of 5/20/2018 at 7:10 PM

Product Minimum Balance
to Earn Interest
Interest Rate Annual Percentage Yield
View all rates and disclosures »
Christmas Club $0 0.10% 0.10%
Easy Access Savings $100 0.12% 0.12%
Regular Savings $100 0.12% 0.12%
Regular Savings $2,500 0.12% 0.12%
Regular Savings $20,000 0.15% 0.15%
Regular Savings $50,000 0.15% 0.15%
Regular Savings $100,000 0.15% 0.15%
Regular Savings $250,000 0.20% 0.20%

Christmas Club Account

Trying to save money for the holidays or for a specific purchase?

A Christmas Club Account allows you to make weekly deposits via an automatic transfer from another account. Early each fall we will send a direct deposit to your SBW account or an external account that includes your deposits made during the year and the interest earned at maturity.

  • No service charges
  • Interest is paid at maturity
  • Electronic payout at maturity with direct deposit 
  • Account renews automatically at maturity
  • Internet Banking access